IRS Mileage Rate for Indiana in 2025: Smart Savings Guide

Last updated: November 4, 2025

Keeping a precise mileage log is the backbone of maximizing deductions, and it’s especially true with the IRS Mileage Rate Indiana in 2025. Winters can bring lake-effect snow up north, while long rural stretches and busy Indianapolis corridors complicate record-keeping. Between job-site hops, client visits, and tight schedules, consistent documentation can slip.

In this guide, you’ll learn how the IRS Mileage Rate Indiana works in 2025, what you could save on typical routes, and which local rules matter. You’ll also see step-by-step examples that translate miles into dollars. To make tracking easy, we’ll introduce you to MileageWise’s smart solutions as well. With clear examples and practical tips, you’ll be set up to protect your deductions and your time.

irs-mileage-rate-indiana

Table of Contents

Summary

  • 2025 IRS mileage rates: $0.70/mi for business, $0.21/mi for medical and active-duty military moving, and $0.14/mi for charitable driving.
  • Your deduction potential scales with work-related miles—documenting every trip at the right rate turns routine drives into meaningful tax savings.
  • Indiana-specific reimbursement practices vary by sector; state employee rates may adjust with fuel prices, while private employers aren’t mandated to reimburse by state law.
  • MileageWise’s Google Maps Timeline Import feature converts your exported Timeline data into an IRS-compliant mileage log in minutes, helping you stay audit-ready.

How IRS Mileage Rate Indiana Adds Up in a Day

Columbus → Seymour (18 mi)
Seymour → Franklin (40 mi)
Franklin → Columbus (22 mi)

Total miles: 80 miles

Deduction: 80 × $0.70 = $56.00

Evansville → Jasper (63 mi)
Jasper → Washington (28 mi)
Washington → Evansville (61 mi)

Total miles: 152 miles

Deduction: 152 × $0.70 = $106.40

State Rules: IRS Mileage Rate Indiana

Indiana’s mileage reimbursement regulations vary between public and private sectors, with state employees receiving rates that adjust based on fuel prices. While private employers are not required by state law to reimburse travel costs, certain regulations like Indiana Code 22-3-3-6 influence their practices. Employers who choose to follow these guidelines ensure fair compensation for employees while avoiding potential wage compliance issues. By voluntarily adhering to these standards, businesses help maintain both equity and legal compliance in employee compensation.

Note that tolls and parking are distinct expenses, not covered by the standard mileage rate, and electric vehicles qualify for the rate just like gas or diesel.

This page is informational, not legal advice—please consult a qualified tax professional for guidance on your specific situation. For broader guidance, see our IRS Mileage Rates hub.

2025 Mileage Rate

  • Business Mileage Rate — $0.70/mi: Use this for business-related driving such as client visits, site inspections, and meetings.
  • Medical / Military Moving — $0.21/mi: Applies to qualified medical travel and moving trips for active-duty military members.
  • Charitable — $0.14/mi: Use this for mileage driven while serving qualified charitable organizations.

What the IRS Mileage Rate Indiana Is Worth on Real Routes

Route (one-way)Approx. miles2025 value
Indianapolis → Bloomington51 mi$35.70 (RT $71.40)
Indianapolis → Lafayette63 mi$44.10 (RT $88.20)
Decatua → Muncie60 mi$42.00 (RT $84.00)
Colfax → Terre Haute77 mi$53.90 (RT $107.80)
Fort Wayne → Indianapolis121 mi$84.70 (RT $169.40)
Hammond → Brownsburg155 mi$108.50 (RT $217.00)
Gary → Fort Wayne130 mi$91.00 (RT $182.00)
Anderson → Muncie17 mi$11.90 (RT $23.80)
Valparaiso → Merrillville15 mi$10.50 (RT $21.00)
Lafayette → Kokomo45 mi$31.50 (RT $63.00)

These are example one-way routes across Indiana, showing how much a single trip is worth at the 2025 business rate of $0.70/mi.

Regional Driving Differences in Indiana: A Closer Look

  • Northern Indiana (Lake Michigan to the I-80/94 corridor): Lake-effect snow and freezing rain can slow traffic and complicate stop-and-go trips during winter. Industrial corridors near Gary and Hammond may experience heavy truck traffic, impacting timing.
  • Central Indiana (Indianapolis metro and surrounding counties): Construction seasons can cause rolling lane closures and detours, while rush-hour congestion challenges punctuality. Suburban sprawl results in many short trips that add up quickly—easy to miss if you’re not logging.
  • Southern Indiana (Ohio River Valley and Hoosier National Forest): Rolling hills, winding two-lane roads, and occasional fog or wildlife encounters can lengthen otherwise short drives. Scenic routes are common, but limited-access highways make planning—and accurate logging—essential over longer stretches.

Who Benefits Most from Mileage Reimbursement

  • Real estate agents and appraisers
  • Home health aides and traveling nurses
  • Construction contractors and project managers
  • HVAC, plumbing, and electrical service technicians
  • Insurance adjusters and claims specialists
  • Agricultural co-op representatives and field agronomists
  • Pharmaceutical and medical device sales reps
  • Logistics coordinators and last-mile delivery drivers
  • Field service engineers and equipment techs
  • Utility line workers and inspectors
irs-mileage-rate-indiana-village-car-driving

MileageWise: Customizable Solutions for Diverse Requirements

Indiana’s mix of urban congestion, rural spans, and winter conditions makes consistent tracking harder than it sounds. One missed client visit here or unlogged service call there quickly adds up, eroding your deduction. Roadwork on I-65 or I-70 can push you onto alternate routes, throwing off manual estimates. Rural detours—especially in southern counties—can add miles you didn’t plan for. If you’re reconstructing a busy month, relying on memory alone is risky and time consuming.

The reality: without a complete, accurate record, you can’t claim the full value the IRS Mileage Rate Indiana offers. The good news is that a compliant log is absolutely achievable with the right tools. MileageWise covers three core scenarios:

1. Google Maps Timeline Import: Turn your phone’s Timeline export into an IRS-proof log 

Export your Google Maps Timeline from your phone, then import to MileageWise to instantly structure trips with dates, routes, and mileage. Our Built-in IRS Auditor checks and corrects up to 70 potential red flags before you export to Excel, CSV, or PDF. 

2. AI Wizard Mileage Log Generator: Rebuild past trips when your Timeline is incomplete or missing 

If you don’t have a usable Timeline or it is incomplete, the AI Wizard Mileage Log Generator reconstructs gaps based on your driving patterns, client locations, and odometer context. Set it up in seconds and let it suggest the missing trips that manual logs and imports didn’t capture. You’ll get a consistent, IRS-compliant record—even for prior periods when documentation is thin.

3. MileageWise Mileage Tracker App: Automatic tracking for every mile ahead 

The ad-free MileageWise Mileage Tracker App records trips accurately without draining your battery or bombarding you with upsells. Customize categories, merge or split trips, and generate IRS-ready reports with a few taps. From daily commutes to multi-stop service calls, you’ll capture the full value of the IRS Mileage Rate Indiana without the hassle.

Quick Story: Indiana Auto Tech’s “Lost Month,” Solved

Zach runs a mobile auto repair service across Johnson and Shelby counties. March was chaos—late snow and reschedules that wiped his manual notes. When tax prep started, he realized a month of drives was missing, and panic set in. He exported his Google Maps Timeline from his phone and dropped it into MileageWise. Within minutes, his stops and routes were organized into an IRS-proof log. The IRS Auditor flagged a few inconsistencies, which he corrected on the spot.  Instead of losing deductions, he locked in the value of the IRS Mileage Rate Indiana for every business mile he actually drove.

Conclusion

Indiana can be demanding on drivers: snow up north, construction in the center, and winding routes down south. None of that should cost you deductions if you keep a reliable, IRS-compliant mileage log. Accurate documentation isn’t optional; it’s the only way to claim the value the IRS Mileage Rate Indiana allows.

With the right tools, logging becomes a simple habit rather than a time-sink. MileageWise makes that achievable—quickly, cleanly, and audit-ready. 

  1. Google Timeline Import: Convert your Google Timeline export into a structured, IRS-proof mileage log in minutes. Then use the Built-in IRS Auditor to fix issues before they become audit problems.
  2. AI Wizard Mileage Log Generator: Recreate missing trips when Timeline data is incomplete or missing. It suggests trips based on your driving patterns and client locations to close the gaps.
  3. MileageWise Mileage Tracker App: Automate tracking for future drives—ad-free, battery-friendly, and fully customizable. Generate IRS-ready reports with just a few taps.

With these three tools, you can document yesterday, track today, and be ready for tomorrow. The result is confidence, time saved, and deductions secured. Choose your starting point, import or rebuild what you can, and keep every mile moving forward with MileageWise.

Automatic Mileage Tracker App

Google Play store

AI Logs & Google Timeline Import

Try MileageWise for free for 14 days. No credit card required!

FAQ

The IRS rates for 2025 are federal, not state-specific: $0.70/mi for business, $0.21/mi for medical/active-duty military moving, and $0.14/mi for charitable. Indiana uses these rates as benchmarks; employers may set their own policies.

No, Indiana law does not mandate private employers to reimburse mileage. Many employers voluntarily align with federal guidance or internal policies to stay competitive and fair.

No. Tolls and parking are separate from the standard mileage rate and should be tracked independently for accurate reimbursement or deduction.

Yes. The standard rate applies regardless of fuel type—gas, diesel, hybrid, or EV—so long as the mileage qualifies.

You can export your Google Maps Timeline data from your phone and import it into MileageWise to build an IRS-ready log. If your Timeline is missing or incomplete, the AI Wizard can reconstruct trips based on your driving patterns.

Related IRS Mileage Rate Guides